Income Planning

We will evaluate your current income situation and we will help to ensure your expenses can be paid month to month with reliability and predictability. We will help ensure that we have maximized your Social Security, look into your pension options and decisions, plan for a pre-mature death of the spouse, inflation, and other consideration critical for your income plan.

Investment Management

Depending on your risk tolerance and risk capacity, we will create portfolios that are customized to your overall financial goals. By being an independent Registered Investment Advisor, we are not tied in with a large wire house institution, which means we can offer a universe of funds and equities to create cost efficient and high-quality portfolios.

Estate & Legacy Planning

By working collaboratively with estate planning attorneys, we can help maximize the amount that your loved ones will inherit, effectively manage your affairs during your lifetime while controlling the distribution of your wealth after your death.

Tax Planning

Taxes can often be one of our clients’ biggest expenditures. The goal of our tax planning is to generate more tax diversification. This means that we will assess your current tax liability whether it is income taxes, capital gains taxes, or estate taxes and develop strategies to minimize what you pay during your retirement.

Healthcare Planning

Understanding the healthcare system can be overwhelming. Whether you are trying to retire before Medicare, on Medicare, or are concerned about the high cost of Long-term Care, we take the time to ensure that you know your options and create a plan that matches your health and budget.

Insurance

When we think about insurance, we usually do not consider all of the different types of insurance plans that are available to us. Whether it is term, permanent, whole, universal, simplified issue, or final expense insurance, we can help you decide the best plan for you and your family.

Group Retirement Plans

If your business has five or more employees, you are required to offer access to a retirement plan and neglecting to do so before the set deadlines can mean hefty financial penalties. When you choose a group retirement plan through TFA, our brokerage will show you how you can receive valuable tax deductions through company matched dollars, profit sharing, and new plan startup costs.

Fitness

From one-on-one to group training classes, we can help you reach your fitness goals to become a better you.